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Applying does NOT affect your FICO® credit score!

Installment Loans

Is your credit a bit rocky? Are you unfortunately stuck in a financial rut where you have to scramble around to find cash immediately? Shortly, you’ll learn all about installment loans with guaranteed approval. They are a quick source of cash and characterized by easy application and approval.

Applying does NOT affect

your FICO® credit score!

In fact, they are often called installment loans no credit check. You’ll also learn what no check means, and why you should take advantage of this offer.


Can I get an installment loan with poor credit?

Don’t worry about poor scores stopping you from obtaining installment loans. See, millions of adults in the US, are in the same or worse credit situation you’re in. Many like to borrow since everyone from time to time has a pressing need and a shortfall of funds which necessitates them to seek out loans.

While banks stop lending to the so-called subpar borrowers, many online lenders have emerged. They are very innovative often relying on technology to speed up loan approvals and processing.


Monthly Installment Loans No Credit Check Direct Lenders Explained

Let’s break down this rather complicated term and see what it means:


Monthly installment No hard credit pull Direct lender
You’ll pay the loan once every month. The lender will not conduct a hard credit check during the loan approval They are companies that directly originate your loan and service it.


Where can I find long term installment loans no credit check direct lenders?

The short answer is on the internet. Now, there are two approaches you can use. The first involves trying to find lenders on internet searches, even on social media sites, like Facebook or dedicated searches like Google or Bing.


Do you know why this strategy might not cut it when searching for installment loans with poor credit?

First, you might get relevant results on the first page, and not so relevant results on other pages, and many people tend to focus on the first 10 results only. Some brilliant installment loan lenders might not rank highly on Google, Bing, etc., because of stiff SEO competition from other companies.

The second approach involves applying for an installment loan through a loan matching service like Realistic Loans. On this site, you can’t obtain loans directly. Realistic Loans has instead partnered with companies that provide installment loans and payday loans. There are over 20 providers, but not every lender is suited to your needs, and loan amounts provided don’t exactly correlate.

Applying does NOT affect

your FICO® credit score!

Here is what happens when you choose to apply with Realistic Loans:

a. Submit your application: It involves filling out a loan application form. It comes with four main sections, including, a part that asks for your personal info, another that asks for banking info, etc. It is vital that you provide accurate information or risk having your request rejected.

b. Wait to get approved: Lenders that can approve your loan with a bad credit history might have fewer requirements, but in terms of technology, they are ahead of the curve. For instance, once they receive your application, an algorithm analyzes your application and delivers an instant lending decision.

c. Proceed with the rest of the application: if you like the terms and conditions of a particular offer, proceed with the rest of the application. The lender might ask you to submit documents for verification, create an account on their site, etc.


Choose Installment Loan Lenders Wisely

Go with the right lender if you want a positive experience out of borrowing an online installment loan. What else can help you land on the best lender?

a. Interest rate: Look for lenders offering the best rates, which translates to cheaper loans.

b. Monthly payments: Make sure you’re comfortable with the expected monthly payment amount and ensure that you can afford the loan in the first place. You don’t ever want to get stuck with an installment loan that’s difficult and painful to repay.

c. Terms and conditions: Before signing a loan agreement, studying the terms is vital to know what you’re getting into. Often customers are in a rush, and later express their frustrations in reviews. Taking out a loan should not be done in a rush since it can lead the borrower to ignore certain aspects such as the interest there are paying overall or what happens in case they can’t repay installment loans.

d. Company culture and customer care: We tend to focus on the technical aspects of the loan such as credit score range and loan amount only to forget the company’s reputation. Some questions to ask include: Are they fair with their loans? How is the customer reps? Are they prompt, thoughtful, helpful, and concerned with your troubles?

e. Funding options: Most lenders will fund your account through direct deposits. You might receive the cash in as little as 24 hours. But on weekends you generally have to wait until the next working day. Now some companies even fund customers through prepaid credit cards or in-store cash pickups.


What’s required to qualify for online installment loans?

The requirements are very favorable. Qualified customers are those who:

  • Are 18 years or older, depending on their state of residence.
  • Earn a recurring income every month or biweekly.
  • Live in states covered by the lenders.
  • Have checking accounts that are active.

Take the next step

Get the cash you need by beginning your loan journey on this site. One thing to remember is that assured loans are “assured” only when you meet the minimum requirements.

Installment loans are available with various types. One can ask for a long term or short-term installment loans with or without a credit check. Interest rates will always depend on the risk factor involved with the borrower. We can help you to find any finance within 5 minutes. Just fill our application and find lenders offering loans right away.

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Applying does NOT affect

your FICO® credit score!


Do you have any further questions?