Applying does NOT affect your FICO® credit score!
How to get Payday Loan
1. Fill Online Form
Fill out your request from your cell phone, tablet or PC from the comfort of your home or on the go.
2. Receive Lending Decision
Submit your online loan request and get your decision in 1-2 minutes.
3. Get Your Cash
Receive your CASH when you need it! You get the funds directly to your account in 1 business day.
Applying does NOT affect
your FICO® credit score!
What is Required for a Loan?
- You must be at least 18 years old
- You must live and work legally within the United States of America
- You must be working with the same employer for at least 90 days successively
- You must have a working telephone number and a valid email address
- You must have a bank account with your name
The benefits of choosing RealisticLoans
No hidden fees
We show you the terms of your loan upfront. So you can make the best decision for you.
No hard credit check
Applying for a loan will not affect your FICO credit score.
100% Online Application
No need to wait in lines or leave the comfort of your home. Apply completely online.
Fast Funding
Once approved, receive money in your account as soon as the next business day!
Bad Credit, No Problem!
Our lenders can lend to most people, no matter their credit history.
Data Security
Our website is backed by a McAfee SECURE™ certificate with 256-bit SSL encryption so your personal information is safe.
Applying does NOT affect
your FICO® credit score!
Payday Loans FAQs
Will the application affect my credit score?
No. Application will NOT affect your credit.
Does it cost anything to use RealisticLoans?
There is no cost to fill out a form and submit your information through our online system. We are a referral partner with more than 100 lenders. If a lender decides they would like to provide a loan to you, they will contact you directly. As a referral marketplace, we do not receive any information that allows us to evaluate or compare offers from potential lenders. Please carefully review any offer you receive from a lender to make sure it meets your needs, and you fully understand the loan terms and conditions.
How much money can I get?
You can request any loan amount you like between $100 and $5000. With RealisticLoans the application is all done online. You should only request an amount you think you will be able to pay back on your next payday. The interest rate is quite high compared to a bank loan but if repaid quickly the amount is very reasonable over the short term.
What do you need to get a payday loan?
In order to be eligible to request for a payday loan from RealisticLoans, you must:
- Be 18 years of age or older (You must be 19 or older in Alabama)
- Receive a verifiable, steady source of income
- Have an active checking account
- Be a U.S. citizen or permanent resident
Are online payday loans safe?
No loan is safe if you can't repay it. Payday loans are no different. Typically payday lenders don't consider your ability to repay the loan. Research by PEW Trusts on internet-based payday loans finds that “lender practices often have serious detrimental effects on consumers.” Specifically, PEW finds that the typical payday loan repayment structure (the short repayment window and balloon payment) often forces consumers to rollover the loan.
Where can I find payday loans near me?
Looking for "payday loans near me"? Well look no further, because you're already here! RealisticLoans can provide you with the money you need, when you need it — and the best part is, you don't even need to leave your house.
Do you accept loan applications 24/7?
Yes. You're welcome to apply for a payday advance through our website 24/7.
Can I get a payday loan if I have bad credit?
Even if you have bad credit, you can still request for a payday loan.
What information do I need to provide in order to be considered for a payday loan approval?
To be considered for loan approval, you'll need to supply the following:
- Your home address
- Your income amount
- Social security number
- Information for a checking account that can accept electronic transfers
- In some states, we may request documents to verify your income.
How To Apply For A Payday Loan?
RealistiLoans is an online marketplace connecting consumers with payday lenders, allowing you access to the short-term financing you need. Our online application is fast and easy, allowing you to get the funds you need within 1-2 business days upon approval.
Applying does NOT affect
your FICO® credit score!
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